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The Affordable Care Act offers vital health coverage for you and your family, regardless of your income or medical history. Our team is here to help you understand your options and guide you through the enrollment process.

Everything You Need to Know About The Affordable Care Act

Affordable Healthcare with Essential Benefits

The Affordable Care Act (ACA), also known as Obamacare, is a health insurance law designed to make coverage more affordable and accessible to all Americans. It offers financial assistance through subsidies, ensuring that even those with lower incomes can obtain insurance.

The Essential Benefits Under The Affordable Care Act

From preventive services to mental health support, these benefits are integral to maintaining your overall health and well-being. Discover how these essential benefits can help you and your family stay covered.

Prescription Drugs

Coverage for necessary medications prescribed by healthcare providers to manage chronic or acute conditions effectively.

Emergency Services

Immediate medical care for urgent, unexpected health issues like accidents, heart attacks, or severe injuries.

Hospitalization

Comprehensive inpatient care for surgeries, extended illness, or severe conditions requiring close medical supervision and treatment.

Maternity and Newborn Care

Full medical support for pregnancy, labor, delivery, and newborn care to ensure mother and baby’s health.

Mental Health Services

Mental Health Services: Access to counseling, therapy, and medication for conditions like depression, anxiety, and other mental health issues.

Preventive Services

Regular check-ups, screenings, vaccines, and counseling to detect and prevent illnesses before they develop.

Pediatric Services

Specialized health services for children, including dental, vision care, immunizations, and developmental health screenings.

Rehabilitative Services

Physical therapy, occupational therapy, and devices to help patients recover from injuries, surgeries, or disabilities.

And More...

Additional benefits and services tailored to individual needs for comprehensive, personalized healthcare coverage and support.

Important Enrollment Dates for 2024.

Stay on top of your health insurance options with these key enrollment dates for 2025. Mark your calendar to ensure you don’t miss out on securing the coverage you need.

November 1, 2024

Open Enrollment begins.

This is the first day to enroll in, renew, or update your health plans through the Marketplace for the upcoming year.

December 15, 2024

Deadline to enroll for coverage starting January 1, 2025.

Deadline to enroll in or make changes to your plan to ensure coverage starts on January 1.

January 1, 2025

2025 Coverage Starts

Coverage starts for those who enrolled by December 15, 2024 and have paid their first premium.

January 15, 2024

Last day of Open Enrollment.

This is your final chance to enroll or change plans this year. After this date, you can only enroll or make changes if you qualify for a Special Enrollment Period.

February 1, 2025

Coverage Starts for Late Enrollees

Coverage begins for those who enrolled or made changes from December 16 through January 15 and have paid their first premium.

Year-Round Coverage Options and Special Enrollment Period

You may still get coverage from January 16 to October 31 if you qualify for a Special Enrollment Period due to a life event (like marriage, birth, or job loss) or changes in income. Additionally, Medicaid and the Children’s Health Insurance Program (CHIP) provide free or low-cost coverage year-round.